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seasideMARK phoning up stepchange to sort out my debts deeee lads
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Start Time: UTC 2025-06-04 07:59:30 [Video Link] [Chat Feed] [Thumbnail] [BAT]
0Borneo boys all the way
1Welcome to live chat! Remember to guard your privacy and abide by our community guidelines.
0CEX cash injection gunna be lush. Pick up some lovely cash
0Debts have been cancelled. They might be for you but they’re not for me.
2Stepchange?
2Ok
220k?
3StepChange have been a huge help to me in the past. They become the middle man between you and those who you owe money to so nobody comes knocking at your door. What you pay each month is up to you.
4The Hedge
2No idums?
2Titch !!
2Bailiffs are coming
4lovely experience to see you here
2Indeed
4Eden needs to take a leaf out of seaside's book
2Yep
5Never contact debt collection agencies
2Eden is lost
4lost cause
4everyday above ground is a great day
5Do not give them personal details
2Mark is feeling the heat
2Alcoholic gamblers
5Its a waste of time mate
2Agreed
5Only if they not had any contact with you
2Not gonna work
5NEVER CONTACT DEBT AGENCIES OR CHARITIES
6if they started action on old debts before the 6 six years are up then they will always be active
7Run for PM
2No
5 Not a chance mate
4don't give them national insurance number
2Mark, it’s probably too late
4advise is always good
5I have been through all this you are wasting time with them they on there side not yours
24k Vodafone bill ?
2FFS
44k Vodafone 2015 just ignore it it's worked for past 10 years
6they can take action on debts over 6 years, if they have already started
5Ignore them til they all over 6 years never confirm details and always ignore
2I think they will come knocking
4my buddy did tried to take his Honda civic type R
5Yeah you cant have more than 2 grand savings no car or they clamp
2Don’t bother calling them
3Sepchange won't sell you anything, they're an excellent organisation.
5Its a bogus charity
4tell them £5 per month
5Its a set up mate
2Ladbrooks 😂
4tell them £5 per month or stick it when the sun don't shine
5Tell them you would of worked all your life to
3You don't have to tell them anything about why you're in debt.
2Probably need to explain TMAU also
2And the self harm
7I hope Helen ain’t got kids
8bump it
7For the sake of the debt
5Your credit score wont improve you dont want a mortgage so whats the point of paying contracting them
6you have no choice, you can't pay the original companies anymore as another company has bought the debt
2O2, Vodafone?
9I just done 70hrs for £1400 , you need solid work
2Tesco ?
10mark put the cowboy hat on
2How is gambling connected to Tesco
5I will take that as a tip mate and I will bang something on
2Very short attention span today Mark
11get in there de lad
2Get some glasses from Tesco
5If I win I will send you a dominos pizza with every topping my leeeed
7Show actual horse racing with us mark
5Im sticking a ton on jungle horse Saturday
2Get in
2Better than giving it to the bookies
5Sticking a ton on gm jungle Saturday better not be a donkey my leeed
2Yes
5If they did i would tell them to go before they need the police
12I'd rather give it to the bookies than pay a debt collector
7Getting a coffee troops
7Good luck mark brb
2You are probably a priority case Mark
2TV and computer will be seized
5As long as classed as vulnerable and on benefits . I didn’t even pay gas and electricity for 2 years owe em over 3 grand offered them 100 a month thats it
7Let’s get on the phone
7Step change
5Tell them to jog on mate
2Naaw, won’t call anyone
13Morning mark mate
2Get a bag of beer and fuck off
5Tell them you stink of fish and you very angry
7Moneys money mark these people are ruthless
14typical sponge
7Just don’t collect debt companies
2Marks rattled I think
5Tell them they got you sweating like a kipper over debts
7Should of just bought escorts mark would of been a career for you n you wouldn’t be in debt you’d be in paradise
2I do me bollox in every month 😂😂
15Get in there de lad
2Wetherspoons?
2Is the answer
7😂😂😂
2Yes
5It’s pointless you dont want a mortgage so whats the point
7Tv licences used to come round
2Same
12it's borderline harassment mark
5You only need credit rating for a mortgage or credit cards
7They’ve disappeared now but just letters
2Mark you can’t afford £50 a month
8bump it
7How you in debt from gambling machines? Who’s money was it mark
2He lost Vodafone’s money through gambling
7And the top lawyers
7How longs the debt been on your head
2Yeah, someone else’s problem Dee lid
8debt puttin be here soon get into more debt
5Eventually they stop sending letters mate
2Head in sand 😂😂😂
7Wow
7Helen’s last fart was their
12go bookies
2Crossroads - Eric Clapton
5Just ignore they cant do a thing they cant force money out of you pal
16evrey day we above grounds a great day
12*3*ZocqwpkcbsIk2PYP0ot3AA
2😂😂
17don't pay we take seasidemarks 7 items away
2Got 1 idum only soon
184x lush
5The charity won’t agree to that 😂
12*3*z0X7OIJ2pil1MkeLRDq0iw
5The charity will try get you to pay everything and wont really help you
2Mate, just sort it out
5Best thing to do is ignore always and never confirm details
8did debt collectors take ur cooker
5Citazens advice waste of time pal
5They just photo copy personal information and try get you to pay something
5They are stooges pal
5Loosen the load take a load of lactose
5Loosen the load in a jiffy bag and send it Lowell pal
19Get in de lad, whats going on?
7Could be worse mark they could make you pay in demoralising ways but your here talking to us chill dude
20Reality check, it lush
21you can do it so make an agreement to only pay 1 or 2 pound a month if you need your money for gas, food etc
5You rocking timberlands today pal
7Life insurance just called me lol looking for someone with another name then insisted they had the right number lol
5Not a chance
19No harm in calling them for advice
22get pi@@@ed n f@@@ em
22they can't take cooker washer fridge bed
7I will be John in half an hour when the shops are open
10whats that cowboy hat de lad
22canttttt
5They cant take anything. Mate 😂😂😂
21they cannot
22I put they can't lol
5They cant even clamp car if you need it to travel to work
5They have very little power next to none
22you don't even have let them in because unless it's high court only a clerk signed the magistrates one
5High court enforcers are different pal
22it needs be judged signed
21you dont even need to let high court ones in unless its an eviction, just keep doors locked
7Bad idea mate If you split from Helen she could take it
22just film them sat your live on YouTube they soon run away lol
5Dont open door if from court council tax speeding fines etc. They cant do anything
22say
5If tv license ever knock on film them they run away
21they can open unlocked doors sometimes though Mark
7They get a warrant from the court
5Make sure they don’t put foot in door
5Eggsactly
23They're like vampires; they can't enter your house unless you invite them.
7Your saved
22I blanked Marston's other day my council messed up said I owe 8 grand sent debt to Marston's but I been on disability reduction the idiots so council had to cancel it the bell ends
5They arrive at weird times to usually weekend
17lush
21be aware, they can walk into unlocked doors, so keep them locked
7Mark can now scam as much money as he wants
23Also, put salt around every possible entrance of your house, even windows.
22baliff letters I just throw on bin have done 25 years 🤣🤣🤣 I don't pay electric water TV
5Never paid tv in my life 😂
24lol clint
24yea its like vampires dont let them in
5I have started to pay British gas after nearly 3 years
21trolls fuming - Mark beats the debts
5I owe British gas over 3 grand and I wanted them to cut me off for pre pay they won’t 😂😂😂
17colin Johnson gave good advice
5If you got an account with Lowell then debts are not 6 year old
24show the debts !!
2They are live debts
5Should never of done that
5Made a huge mistake
2Yep
5Those debts are active then not statute barred
5Biggest mistake you could of made even responding to Lowell
5Yes but you have aknwolged the debt so its not 6 year old now
7Never thought debt would be so interesting
5He has dropped his bollox
7We calling them?
25Just report them for making false requests to you.
25Also report them for making up lies about you.
7Get em called tell em
5😂😂😂
26must be another mark
24mark has 5 bank accounts 4 phone accounts
24cant sign up for all this shit drunk and forget about it
26cosmic kitty applying for phone contracts on your behalf
24yea its kitty
7Get kitty done for fraud
26to get you back for brining her in YouTube
26don't want bailiffs following you to the shops
24its hard to cancel these subs
25You should make a complaint to them for making up lies about you and looking to steal money from you.
7Sometimes people run into so much debt they don’t realise what’ve they taken out over the years
26don't you do regular credit checks why is this all a surprise
24yea he needsa big city lawyer
24mark needs a london lawyer
26sky does internet and phones
26good job you aren't rich
24lmao
24600 pound gone
26cosmic kitty trolling you
27how much is total?
26more than what cex will give him
25Just complain to them and throw the letter away.
28AHH fake debts, probably another guy named mark and they're confused 🤔
23Some days I owe some debts, some days the debts are fake.
29bailiff is icumen
2Clearly rattled Dee lid
26bailiffs follow you to shops
26not good
2Yep
29you took those out to pay for those ps5s didnt you Mark?
25tell them companies to do one and stop making up lies about you.
2How many contracts are there
17probably a rolling contract you haven't cancelled
27defaulted debt disappears after 6 years even if unpaid. Without a default, the record showing missed payments or payment arrangements stays until 6 years after you settle it,which could be much longer
30whats happening here?
28been with everyone else , you sure you haven't ?
2Just tell them you have TMAU
26all the ps5 money is catching up to him tiger
31lol
31you owe for the lot
24most of the debts are ps5s yeah
26another mark with tmau
29why sony do this to him
2Tell them you would have worked your whole life
5Tell em you would of worked all your life mate
30pipsmoker ok
2😂
32I really would like to get mark some new glasses, it must not be comfortable wearing them like that
26call em
30:face-blue-smiling:
29siri, play komm susser tod
28how he passed all the credit checks is wild
5You never asked to be born mate
27you need to start working in MP Wareham my lad, pay the debts
17get on that blower and tell them your life story
30@Greavesy :face-blue-smiling:
2Door locked
26bailiffs will follow you to cex
2😂😂
2Tesco?
26lol
2Oh dear
24wot da focks goin on ere now
33maybe Omar Mohammad got a phone with tesco
34every little helps
26club card point scam catching up
24lmfao @mw
24half these debts are still from egypt
5They do it on purpose so you do contact them they stitching you up like a kipper
2TESCO fuming
25Companies making up lies about you. Just report them for fraud.
26lol
27what about Helen? please don't mix up her debts collecters
2It’s a huge conspiracy
29getting into 20 grand in debt for ps5s and rspb memba donations is crazy
12*6*ChwKGkNLbjQwNDYyMTQwREZYQUoxZ0Fkb2pFbUlR
24every corporation in britan is sending mark fake debts
5Seen him coming a mile off
35get on the phone, get it sorted lol
265 ps5's is a lot of money
2So the debt is 20k
245 stages of grief
27cosmic kitty blame for the debts my lad
25just report the companies that are making up lies about you
5Mate that Carmen from Manchester with TMAU has done her bollox in on a load of scratch cards
29your mental health is in tatter Mark they wont dare chase you
14proving liar throughout the years. you took all them contracts out and then sold the phones. sponge boy the past is catching up with you
24yeeyee network
14and it's lush
276 year's old debts you don't need to pay
24lol nick ur right that is what happened
2Sold the phones?
31u r trying to pull fast one
25take those companies to court for the lies they are making up about you.
2Cheeky
36How much does mark owe
24signing up for phone contracts and sellin the phone to cex
5They make up debts so you contact them and agree to existing ones 😂
2Sweating
30Remember Mark everyday your above ground is a good Day 😄😄
14seen many videos over the years of him boasting about contracts. receiving the phone and then selling it to cex haha
27After six years, either from the date of the settlement or when it defaulted if that was earlier, a partially settled debt will no longer appear on your credit file.
37Morning big seaside
2Just tell them you do your bollox in every month
29Mark just pull a timothy james byrne and stay in a comfy hospital for a while. the debt bullies wont come after you if you're vulnerable.
5Lowell was calling my landline pretending they after some1 else for me to confirm who I am
38it's lush de lads
25just pay the debts that you know that you owe and refuse to pay the made up ones.
28They picked the wrong person to take advantage of here
5I would never pay a debt pal
2CGI’s
17get advice from the YouTube lawyers like Chrissy Morris and Colin Johnson
5They insured and these clowns from Lowell are trying to make off broken poor people
27what about TV licence mark?
2Can’t pay? Well take it away- live from Wareham
29yeah but Mark you arent well mentally so the debt doesnt count
2Egggsactly
7On today’s episode seaside mark from yewtube
244 grand lol
5Who pays for a tv license 😂😂😂😂
245 grand almost
17YouTube much better than regular TV
5If it’s over 30 grand you can clear it for 600 mate legally in court bankrupt
2They are definitely going to try and recover that
5Its not statute barred if you aknwlolged the debt and you have
28you wont get in
17ask David c if he has a bunker in America
17hide in there
29Starmer needs that money for his war
21go to spain coast for 6 years, benches and beaches 24/7 - lush
17and call yourself John er west like George did from George and mildred
31no more cex for you my lid
5Best thing ypu can do is ignore them they will never come to address
39no pints tonight lol
2Sobering
25just call those companies up dee lad
7Bad days when the guys on tv are the ones in debt
28You're in 5 grand only debt, so far 5 grand in debt only
407 items and 11 debts. get in
29Mark you have brain damage from years of alcoholism, you are not capable of handling your own finances. Claim mental health and get the debt written off.
2Take air drier to CEX ?
5Eggsactly so carry on
25now they're just taking the piss with you dee lad and making up debts from years ago.
17you should have had correspondence no way this is the first you've heard of it
7Well he’s woke up in fear of debt
41@Greavesy 100%
40we will need steaming streams from the prison de lad
25bad companies making up shit from thin air.
27Martin Lewis tweeted about the issue, and alerted his followers to the fact that you don’t actually need to have a Mastercard - or ever had one - to claim.he said: “Check now if you're due up to £70
2410 grand it easy
24every debts a bonus
2Deeper and deeper
5They are stitching you up like a kipper dee lid
21debt is fake, it doesnt matter unless you need a mortgage, they cant do anything lol
29Mark you might have wernicke korsakoff syndrome from the alcohol abuse if you cant remember taking out those phone contracts. Get help!!
28You I ain't paying this off at £5 a week
39you haven't added them up yet bud
5Eggsactly MFBF been saying that all morning
27Experian credit score checks will show you the information that debts
30Mark you might have to live in a tent ,so ask Monty if he still has that one .
24MBDTF is right
7One man’s debt is another’s salary
26has he called them
26I think you need to prove them
42Hi Mark it’s Matthew from Lowell. Please give us a ring and we can discuss this matter further.
25that's the way to do it.
26how can you prove that you don't owe them
32@LowellCompany Are YouTube chat messages legally binding?
26that's alot of ps5's
43Plus Added legal fees for recovery of debts
7Matthew is the same name the life insurance thought my name was how odd
5Lowell come my house you will need police 😂
43they can legally recover for upto 25 years
2Yep
40Mark is modern day Robin Hood, he takes from the rich only.
44After 6 yrs credit card debts are gone
45Sell the debt to cex then buy it back a week later for less. Keep doing that a few times and you'll be down to almost no debt at all 👍
27I hope you are not having debts collecters and Channel 5 filming on the day you and debt collectors
26invite the bailiffs in for tea
28result
24its someones debts lol
25just call the company's dee lad now and ask them for proof.
24did a ghost sign up for 100 phone contracts or was it the king of cex
27Give the Donald trump pictures to bailiffs
7We phoning them or what
44CCJ Court Judgement ones remain for 6 yrs
12*6*ChwKGkNPel81Zlc2MTQwREZZa1ExZ0FkQXBNaEpR
5Tell
17Get on that blower quick
24lets ring em up
5Tell them you would of worked all your life mate
26invite em round
46Invite them in
24i need a drink after all that stress
39pint time ⏲
26do you have short term memory loss tell them that
44Alright PiP mate 💯
30Mark is a hard Grafter
47Need some benches and beaches
27Tell them, you getting to marry Helen, you don't have any money to bailiffs
5They make up false debts so you contact them 😂😂😂
17Lowell put seaside in a bad mood
17Need to have a drink to cheer you up
26no one would make a good review for them lol
27you need holiday mate, book yourself a nice holiday in Newquay Cornwall
26they can follow you around outside
44Just ignore them Mark mate 🙏
48time for a few jars
2Garden beer coming on strong
5Keg and sandford lane let some steam off pal
26take them for a beer
45You need to speak to someone like citizens advice who can sit down with you and go through all of this. You aren't able to manage it on your own
27guys click the like button make Mark famous
7I didn’t pay my debts in 2008 I didn’t pay my debts in 2012 I didn’t pay my debts in 2016 I didn’t pay my debts in 2020 but I’ll be paying my debts this year
2Tell them as RSPBA memba, you’re exempt
12*6*ChwKGkNKdTZ1OG03MTQwREZlc3YxZ0FkUVdjSWhB
25those companies really make up shit just to steal money from people. they take advantage.
5I always hit like he should have minimum 30 thousand subs
27Any job in Sainsbury Wareham my lad
29from 30k to 400 quid, get in. get yersen down sandford lane to celebrate. it lush.
27What about Step change
26tell em you got TMAU
7So he says
5Go let off some steam
24fishy debts
27Lowell is worst company
12*4*ChwKGkNLT3oycG04MTQwREZSMGUxZ0FkelA0VXJ3
12*3*pFUxOunNP-zJOrOZfzIZ0g
5Lowell are criminals mate
24:NCF:these debts stink like shit
45as funny as it would be, if you phone them up you risk incriminating yourself. better to speak to a debt advice organisation first
25just live your life in the way you want to dee lad.
5Just hire a car they cant touch it
7You need to report fraud
5I hire now instead of buying a car they will clamp it if you got a car mate
7They will hold you liable if you they find out later on
27Hahaha
27wetherspoons my lad, have a pint
29after all that stress you need to relax with a few beers
2Rather sell me arse and shit through me ribs
30you can order Kevs cab if you need to go somewhere Mark
5You can hire a car for long time to lower price debt collectors cant touch it as it not yours
12*4*ChwKGkNLM09pUFc4MTQwREZWUUwxZ0FkMnBjSDZB
44:NCF:They are trying it on Mark, tell them to fxk off
27Wetherspoons Poole is best, go out and enjoy your time
12*4*ChwKGkNJR0ZwNEc5MTQwREZmc0wxZ0FkeUV3Z2hB
31:NCF:doing that o with your mouth lies
4097 people watching...
5The company who your in debt to are covered by insurance
29thinking he owes 30 grand but really it just 400 quid. classic symptoms of alcohol induced psychosis. you're not well Mark, the debt doesnt count now
25tell those companies to eff off
49he won't call them hes doing this all for clicks and attention
31he was never calling them
2Nope
2Definitely sweating
29sue the bailiffs for psychological distress. easy 400 grand
47Don't worry Mark you can have it all paid off within a year with a job
2😂😂😂
46Mark you need to sort this out
7Mark will get to the bottom of it
50You’re a good bill payer
46They scamming vulnerable people
43cant see it
51There's an easy way out of this and that's get your pip money and head to the bookies
48having a jar in the bookies
24mark have a cider u need to relax
29exactly Mark, you've got nothing to worry about. Now get down sandford lane for a celebration.
17Get some bacon muttys and a beer and forget about it
24bacon beer bets
5😂😂😂
5Let of some steam have a blow out
27😁😁😁
27Wetherspoons 🍻🍻🍻🍻 have a beer.. forget about it
5Colomborland sausage mutty time pal
29that was close Mark you almost gave money to those scammers
27you never going to see good reviews about debts company
7Call them up under a fake alias with fake debts and see what they say on camera
45or what if all these people do actually owe the money and are complaining to try and cope with it
5They do it so you contact them mate
39pint o'clock
5Beer o clock
27beer 🍺🍺🍻🍺🍻
5You need to let of some steam pal
52mark.. are ya drinkin tonight mate
27wetherspoons 🍻🍻🍻🍺
45Remind them you work for Google. They won't try and take on Google.
53You’re a vulnerable adult in social housing. They shouldn’t have given you all this credit
5Im sending you some bacon salt from farm foods it lush
27having a beer
17You be comfort eating now
45You need that telly for litter picking. Well how else are you going to see the route to take?
17Itchy head sign of stress it not nice
27whaskey Mark my lad
5Want a bit of weed and a pipe in parcel pal
5It’s been lush
10*2